21.—(1) In regulation 20A(1)—
(a)for sub-paragraph (a) substitute—
“(a)a borrower has a dual-plan loan, and”;
(b)in sub-paragraph (b)—
(i)for “repayment either directly” substitute “direct payment”;
(ii)for “under regulation 15(1) or” substitute “or a repayment”.
(2) In regulation 20A(2)(a) and (3), omit “under regulation 15(1)”.
(3) In regulation 20A(6)—
(a)omit the sub-paragraph numbers;
(b)before the definition of “fully repaid loan” insert—
““dual-plan loan” means any two of the following—
a plan 1 loan;
a plan 2 loan;
a plan 3 loan;
a plan 4 loan;
a plan 5 loan;”.