PART 8MAINTENANCE LOAN
Maintenance loan53
A maintenance loan is a loan made available by the Welsh Ministers to an eligible student in respect of living costs for an academic year.
Qualifying conditions for a maintenance loan54
An eligible student qualifies for a maintenance loan in respect of an academic year of the present course unless one of the following exceptions applies—
Exception 1 The eligible student is a prisoner, unless—
a
the present course is a part-time course, and
b
the eligible student enters or is released from prison in the academic year in question.
F18Exception 2 The only paragraph or paragraphs of Schedule 2 into which the eligible student falls is one or more of F1paragraphs 1(2)(d)(ii), 1(3), 4A(1)(b)(ii), 4A(2)(b)(ii), 6(1), 6A(1), 6A(2)(d)(ii), 6BA, 6BB, 6C, 6D, 7A(c)(ii) or 8A(1)(d)(ii).
Exception 3 The eligible student is aged 60 or over on the first day of the first academic year of the present course.
F23Exception 4 The present course is a distance learning course and the student (“S”) is not in Wales on the first day of the first academic year of the course.
But this exception does not apply where—
a
S is not in Wales on the first day of the first academic year of the course because S, or a close relative of S, is serving as a member of the armed forces outside Wales, or
b
S is unable to be in Wales on the first day of the first academic year of the course for a reason related to coronavirus.
F8...
Amount of maintenance loan: full-time students55
1
Where an eligible student's present course is a full-time course (a “full-time student”), the amount of maintenance loan payable to the student is calculated as follows— Maximum amount of maintenance loan available to the student in respect of an academic year. Minus Amount of maintenance grant payable to the student under regulation 46.
2
Table 7 sets out the maximum amounts of maintenance loan available in respect of a full-time student where—
a
Column 1 specifies the academic year in relation to which the amounts of maintenance loan specified in Column 4 apply;
b
Column 2 specifies the category of student to whom the maximum amounts in Column 4 apply;
c
Column 3 specifies the location in which the student is living (see paragraph 3 of Schedule 1);
d
Column 4 specifies the maximum amount of loan available in respect of the corresponding entries in Columns 1, 2 and 3.
3
For the purposes of this regulation the categories of student are— Category 1F39An eligible student undertaking an academic year of a designated course, who is not a Category 2 student.
Category 2F40An eligible student undertaking an academic year of a sandwich course during which the periods of full-time study undertaken by the student are in aggregate less than 10 weeks (unless it is a year to which regulation 44(2) applies).
F38a
an academic year in respect of which a student is eligible to apply for a healthcare bursary calculated by reference to the student’s income (whether or not the calculation results in a nil amount), or
b
an academic year of a sandwich course during which the periods of full-time study undertaken by the student are in aggregate less than 10 weeks (unless it is a year to which regulation 44(2) applies).
4
This regulation is subject to regulation 56.
Column 1Academic year | Column 2Category of student | Column 3Location of student | Column 4Maximum amount of maintenance loan available to full-time student |
|---|---|---|---|
Beginning on or after 1 September 2018 but before 1 September 2019 | Category 1 | Living at home | £6,650 |
Living away from home, studying in London | £10,250 | ||
Living away from home, studying elsewhere | £8,000 | ||
Category 2 | Living at home | £3,325 | |
Living away from home, studying in London | £5,125 | ||
Living away from home, studying elsewhere | £4,000 | ||
Beginning on or after 1 September 2019 but before 1 September 2020 | Category 1 | Living at home | £6,840 |
Living away from home, studying in London | £10,530 | ||
Living away from home, studying elsewhere | £8,225 | ||
Category 2 | Living at home | £3,420 | |
Living away from home, studying in London | £5,265 | ||
Living away from home, studying elsewher | £4,110 | ||
Beginning on or after 1 September 2020 but before 1 September 2021 | Category 1 | Living at home | £7,335 |
Living away from home, studying in London | £11,260 | ||
Living away from home, studying elsewhere | £8,810 | ||
Category 2 | Living at home | £3,665 | |
Living away from home, studying in London | £5,630 | ||
Living away from home, studying elsewhere | £4,405 | ||
Beginning on or after 1 September 2021 F24but before 1 September 2022 | Category 1 | Living at home | £7,790 |
Living away from home, studying in London | £11,930 | ||
Living away from home, studying elsewhere | £9,350 | ||
Category 2 | Living at home | £3,895 | |
Living away from home, studying in London | £5,965 | ||
Living away from home, studying elsewhere | £4,675 | ||
F13Beginning on or after 1 September 2022 F9but before 1 September 2023 | Category 1 | Living at home | £8,095 |
Living away from home, studying in London | £12,375 | ||
Living away from home, studying elsewhere | £9,710 | ||
Category 2 | Living at home | £4,045 | |
Living away from home, studying in London | £6,185 | ||
Living away from home, studying elsewhere | £4,855 | ||
F32Beginning on or after 1 September 2023 F41but before 1 September 2024 | Category 1 | Living at home | £8,950 |
Living away from home, studying in London | £13,635 | ||
Living away from home, studying elsewhere | £10,720 | ||
Category 2 | Living at home | £4,475 | |
Living away from home, studying in London | £6,815 | ||
Living away from home, studying elsewhere | £5,360 | ||
F42Beginning on or after 1 September 2024 | Category 1 | Living at home | £9,315 |
Living away from home, studying in London | £14,170 | ||
Living away from home, studying elsewhere | £11,150 | ||
Category 2 | Living at home | £4,655 | |
Living away from home, studying in London | £7,085 | ||
Living away from home, studying elsewhere | £5,575 |
F2Amount of maintenance loan: full-time students who qualify for special support payment56
1
Where a full-time student qualifies for a special support payment under regulation 50, the amount of maintenance loan payable to the student is calculated in accordance with paragraph (2).
2
The amount of maintenance loan payable is calculated by applying the following steps—
Step 1
Identify the amount of—
a
maintenance grant payable to the student under regulation 46, and
b
base grant payable to the student under regulation 45.
Step 2
Identify the amount of base grant and maintenance grant to be treated as a special support payment under regulation 50.
Step 3
Identify the applicable amount of living support for the student by reference to Table 8, where—
a
Column 1 specifies the academic year in relation to which the amounts of living support in Column 3 apply;
b
Column 2 specifies the location in which the student is living (see paragraph 3 of Schedule 1);
c
Column 3 specifies the applicable amounts of living support for the corresponding entries in Columns 1 and 2.
Column 1 Academic year | Column 2 Location of student | Column 3 Applicable amount of living support for special support student |
|---|---|---|
Beginning on or after 1 September 2018 but before 1 September 2019 | Living at home | £7,650 |
Living away from home, studying in London | £11,250 | |
Living away from home, studying elsewhere | £9,000 | |
Beginning on or after 1 September 2019 but before 1 September 2020 | Living at home | £7,840 |
Living away from home, studying in London | £11,530 | |
Living away from home, studying elsewhere | £9,225 | |
Beginning on or after 1 September 2020 but before 1 September 2021 | Living at home | £8,335 |
Living away from home, studying in London | £12,260 | |
Living away from home, studying elsewhere | £9,810 | |
Beginning on or after 1 September 2021 F22but before 1 September 2022 | Living at home | £8,790 |
Living away from home, studying in London | £12,930 | |
Living away from home, studying elsewhere | £10,350 | |
F3Beginning on or after 1 September 2022 F4but before 1 September 2023 | Living at home | £9,095 |
Living away from home, studying in London | £13,375 | |
Living away from home, studying elsewhere | £10,710 | |
F31Beginning on or after 1 September 2023 F43but before 1 September 2024 | Living at home | £9,950 |
Living away from home, studying in London | £14,635 | |
Living away from home, studying elsewhere | £11,720 | |
F44Beginning on or after 1 September 2024 | Living at home | £10,315 |
Living away from home, studying in London | £15,170 | |
Living away from home, studying elsewhere | £12,150 |
Step 4
Whichever is the greater of—
a
the amount identified at Step 3, or
b
the amounts of grant identified at Step 1 plus the minimum amount of maintenance loan payable to the student as specified by reference to Table 8A,
is the maximum amount of living support available to the student.
Step 5
Calculate the notional maximum amount of maintenance loan by deducting the amount of special support payment identified at Step 2 from the maximum amount of living support identified at Step 4.
Step 6
Deduct the amount of any maintenance grant payable to the student that is not treated as special support payment from the notional maximum amount of maintenance loan calculated at Step 5.
The result is the amount of maintenance loan payable to the student.
3
In Table 8A—
a
Column 1 specifies the academic year in relation to which the minimum amounts of maintenance loan in Column 3 apply;
b
Column 2 specifies the location in which the student is living (see paragraph 3 of Schedule 1);
c
Column 3 specifies the minimum amounts of maintenance loan payable for the corresponding entries in Columns 1 and 2.
Column 1 Academic year | Column 2 Location of student | Column 3 Minimum amount of maintenance loan payable |
|---|---|---|
Beginning on or after 1 September 2018 but before 1 September 2019 | Living at home | £3,325 |
Living away from home, studying in London | £5,125 | |
Living away from home, studying elsewhere | £4,000 | |
Beginning on or after 1 September 2019 but before 1 September 2020 | Living at home | £3,420 |
Living away from home, studying in London | £5,265 | |
Living away from home, studying elsewhere | £4,110 | |
Beginning on or after 1 September 2020 but before 1 September 2021 | Living at home | £3,665 |
Living away from home, studying in London | £5,630 | |
Living away from home, studying elsewhere | £4,405 | |
Beginning on or after 1 September 2021 F27but before 1 September 2022 | Living at home | £3,895 |
Living away from home, studying in London | £5,965 | |
Living away from home, studying elsewhere | £4,675 | |
F33Beginning on or after 1 September 2022 F20but before 1 September 2023 | Living at home | £4,045 |
Living away from home, studying in London | £6,185 | |
Living away from home, studying elsewhere | £4,855 | |
F17Beginning on or after 1 September 2023 F45but before 1 September 2024 | Living at home | £4,475 |
Living away from home, studying in London | £6,815 | |
Living away from home, studying elsewhere | £5,360 | |
F46Beginning on or after 1 September 2024 | Living at home | £4,655 |
Living away from home, studying in London | £7,085 | |
Living away from home, studying elsewhere | £5,575 |
4
In this regulation, “living support” is the collective term for special support payment, maintenance grant and maintenance loan.
Increased maintenance loan for full-time students in extended years57
1
Paragraph (2) applies where—
a
the present course is a full-time course, and
b
an eligible student is required to undertake the course for a period exceeding 30 weeks and 3 days in an academic year.
2
Where this paragraph applies, the amount of loan payable to the student calculated under regulation 55 or, as the case may be, 56 is increased by the weekly amount specified in Column 3 of Table 9 for each week (or part of a week) that the student is required to undertake the course beyond the period of 30 weeks and 3 days.
3
Paragraph (4) applies where—
a
the present course is a full-time course, and
b
an eligible student undertakes the course for a period of 45 weeks or more in any continuous period of 52 weeks.
4
Where this paragraph applies, the amount of loan payable to the student calculated under regulation 55 or, as the case may be, 56 is increased by the weekly amount specified in Column 3 of Table 9 for each whole week in the 52 week period during which the student did not undertake the course.
5
The increase in the amount of maintenance loan payable referred to in paragraph (4) applies in relation to the academic year into which the most weeks of the 52 week period fall.
6
The maximum amount of maintenance loan payable to an eligible student may be increased under both paragraphs (2) and (4) in relation to the same academic year.
7
In Table 9—
a
Column 1 specifies the academic year in relation to which the maintenance loan is payable;
b
Column 2 specifies the location in which the student is living (see paragraph 3 of Schedule 1);
c
Column 3 specifies the weekly amount by which the amount of loan payable is to increase in respect of the corresponding entries in Columns 1 and 2.
Column 1Academic Year | Column 2Location of student | Column 3Weekly amount of increase to maintenance loan payable |
|---|---|---|
Beginning on or after 1 September 2018 but before 1 September 2019 | Living at home | £80 |
Living away from home, studying in London | £153 | |
Living away from home, studying elsewhere | £120 | |
Beginning on or after 1 September 2019 but before 1 September 2020 | Living at home | £84 |
Living away from home, studying in London | £162 | |
Living away from home, studying elsewhere | £127 | |
Beginning on or after 1 September 2020 but before 1 September 2021 | Living at home | £86 |
Living away from home, studying in London | £167 | |
Living away from home, studying elsewhere | £131 | |
Beginning on or after 1 September 2021 F10but before 1 September 2022 | Living at home | £89 |
Living away from home, studying in London | £172 | |
Living away from home, studying elsewhere | £135 | |
F30Beginning on or after 1 September 2022 F25but before 1 September 2023 | Living at home | £91 |
Living away from home, studying in London | £176 | |
Living away from home, studying elsewhere | £138 | |
F14Beginning on or after 1 September 2023 F47but before 1 September 2024 | Living at home | £93 |
Living away from home, studying in London | £179 | |
Living away from home, studying elsewhere | £141 | |
F48Beginning on or after 1 September 2024 | Living at home | £94 |
Living away from home, studying in London | £181 | |
Living away from home, studying elsewhere | £142 |
Amount of maintenance loan: part-time students58
1
Where an eligible student's present course is a part-time course (a “part-time student”), the amount of maintenance loan payable to the student is calculated as follows— Maximum amount of maintenance loan available to the student (see Table 10). Minus Amount of maintenance grant payable to the student under regulation 47.
2
In Table 10, Column 1 specifies the academic year in relation to which the maximum amount of maintenance loan in Column 2 is available.
Column 1Academic year | Column 2Maximum amount of maintenance loan available to part-time student |
|---|---|
Beginning on or after 1 September 2018 but before 1 September 2019 | £5,650 multiplied by the intensity of study |
Beginning on or after 1 September 2019 but before 1 September 2020 | £5,815 multiplied by the intensity of study |
Beginning on or after 1 September 2020 but before 1 September 2021 | £6,245 multiplied by the intensity of study |
Beginning on or after 1 September 2021 F7but before 1 September 2022 | £6,640 multiplied by the intensity of study |
F29Beginning on or after 1 September 2022 F37but before 1 September 2023 | £6,905 multiplied by the intensity of study |
F11Beginning on or after 1 September 2023 F49but before 1 September 2024 | £7,650 multiplied by the intensity of study |
F50Beginning on or after 1 September 2024 | £7,965 multiplied by the intensity of study |
F53
This regulation is subject to regulation 58A.
F21Amount of maintenance loan: part-time students who qualify for special support payment58A
1
Where a part-time student qualifies for a special support payment under regulation 50, the amount of maintenance loan payable to the student is calculated in accordance with paragraph (2).
2
The amount of maintenance loan is calculated by applying the following steps—
Step 1
Identify the amount of base grant and maintenance grant payable to the student which is to be treated as a special support payment under regulation 50.
Step 2
Calculate the applicable amount of living support for the student by reference to Table 10A, where Column 2 of the table specifies the amount of living support that applies in relation to the academic year specified in Column 1.
Column 1 | Column 2 |
|---|---|
Academic year | Amount of living support for part-time student where special support payable |
Beginning on or after 1 September 2018 but before 1 September 2019 | £6,650 multiplied by the intensity of study |
Beginning on or after 1 September 2019 but before 1 September 2020 | £6,815 multiplied by the intensity of study |
Beginning on or after 1 September 2020 but before 1 September 2021 | £7,245 multiplied by the intensity of study |
Beginning on or after 1 September 2021 F36but before 1 September 2022 | £7,640 multiplied by the intensity of study |
F35Beginning on or after 1 September 2022 F6but before 1 September 2023 | £7,905 multiplied by the intensity of study |
F15Beginning on or after 1 September 2023 F51but before 1 September 2024 | £8,650 multiplied by the intensity of study |
F52Beginning on or after 1 September 2024 | £8,965 multiplied by the intensity of study |
Step 3
Deduct the amount of special support payment identified at Step 1 from the applicable amount of living support identified at Step 2.
The result is the amount of maintenance loan payable to the student.
3
In this regulation, “living support” is the collective term for special support payment, maintenance grant and maintenance loan.
Step 1
Identify the amount of base grant and maintenance grant payable to the student which is to be treated as a special support payment under regulation 50.
Step 2
Calculate the applicable amount of living support for the student by reference to Table 10A, where Column 2 of the table specifies the amount of living support that applies in relation to the academic year specified in Column 1.
Column 1 | Column 2 |
|---|---|
Academic year | Amount of living support for part-time student where special support payable |
Beginning on or after 2018 | £6,650 multiplied by intensity of study |
Step 3
Deduct the amount of special support payment identified at Step 1 from the applicable amount of living support identified at Step 2.
The result is the amount of maintenance loan payable to the student.
3
In this regulation, “living support” is the collective term for special support payment, maintenance grant and maintenance loan.
Applying for maintenance loan for less than the maximum amount59
An eligible student may apply under regulation 32 to borrow part of the amount of maintenance loan payable to the eligible student in respect of an academic year.
Further application for maintenance loan up to maximum amount60
Where—
a
an eligible student applies for part of the maintenance loan under regulation 59, or
b
an additional amount of maintenance loan is made available to an eligible student following a transfer and reassessment made under Section 5 of Chapter 2 of Part 4,
the student may make a further application under regulation 32 for the remaining balance of the maintenance loan payable in respect of that academic year.