- Deddfwriaeth Ddrafft
This is a draft item of legislation. This draft has since been made as a UK Statutory Instrument: The Mortgage Credit Directive Order 2015 No. 910
9.Applications for entry on the register or variation of an existing entry on the register
12.Registered consumer buy-to-let mortgage firm ceasing to meet the requirements for registration
18.Obligations of registered consumer buy-to-let mortgage firms
19.Power to direct registered consumer buy-to-let mortgage firms to take appropriate action
23.Application of provisions of the Act to registered consumer-buy-to-let mortgage firms
25.Application of provisions of the Act to the FCA in respect of its supervision of consumer buy-to-let mortgage firms
26.Extension of the compulsory jurisdiction of the Financial Ombudsman Scheme to registered consumer buy-to-let mortgage firms
27.Transitional provision: person with Part 4A permission to carry on an activity in relation to a regulated mortgage contract before 21st March 2016
28.Transitional provision: agreements before 21st March 2016
29.Transitional provision: consumer credit back book mortgage contracts
30.Transitional provision: person engaged in consumer buy-to-let mortgage business before 20th March 2014
31.Transitional provision: person subject to the Consumer Credit Act 1974 who chooses to adopt new rules before 21st March 2016
32.FCA power to direct timing of applications for permission and registration
PART 2 Amendments to secondary legislation
4.The Financial Services and Markets (Regulated Activities) Order 2001
5.The Financial Services and Markets Act 2000 (Exemption) Order 2001
6.The Financial Services and Markets Act 2000 (Compensation Scheme: Electing Participants) Regulations 2001
7.The Financial Services and Markets Act 2000 (Appointed Representatives) Regulations 2001
8.The Financial Services and Markets Act 2000 (Disclosure of Confidential Information) Regulations 2001
9.The Financial Services and Markets Act 2000 (EEA Passport Rights) Regulations 2001
10.The Financial Services and Markets Act 2000 (Gibraltar) Order 2001
11.The Consumer Credit (Disclosure of Information) Regulations 2004
12.The Financial Services and Markets Act 2000 (Financial Promotion) Order 2005
13.The Consumer Credit (Disclosure of Information) Regulations 2010
15.The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No. 2) Order 2013
Requirements for registered consumer buy-to-let mortgage firms
Conditions applicable to creditors and credit intermediaries
1.Conduct of business obligations when providing consumer buy-to-let mortgage products to consumers
2.Obligation to provide information free of charge to consumers
Information and practices preliminary to the conclusion of the consumer buy-to-let mortgage contract
Sound execution of consumer buy-to-let mortgage contracts and related rights
Y Diweddaraf sydd Ar Gael (diwygiedig):Y fersiwn ddiweddaraf sydd ar gael o’r ddeddfwriaeth yn cynnwys newidiadau a wnaed gan ddeddfwriaeth ddilynol ac wedi eu gweithredu gan ein tîm golygyddol. Gellir gweld y newidiadau nad ydym wedi eu gweithredu i’r testun eto yn yr ardal ‘Newidiadau i Ddeddfwriaeth’.
Gwreiddiol (Fel y’i Deddfwyd neu y’i Gwnaed): Mae'r wreiddiol fersiwn y ddeddfwriaeth fel ag yr oedd pan gafodd ei deddfu neu eu gwneud. Ni wnaed unrhyw newidiadau i’r testun.
Mae Memorandwm Esboniadol Drafft yn nodi datganiad byr o ddiben Offeryn Statudol Drafft ac yn rhoi gwybodaeth am ei amcan polisi a goblygiadau polisi. Eu nod yw gwneud yr Offeryn Statudol Drafft yn hygyrch i ddarllenwyr nad oes ganddynt gymhwyster cyfreithiol, ac maent yn cyd-fynd ag unrhyw Offeryn Statudol neu Offeryn Statudol Drafft a gyflwynwyd yn fanwl gerbron y Senedd o Fehefin 2004 ymlaen.
Gallwch wneud defnydd o ddogfennau atodol hanfodol a gwybodaeth ar gyfer yr eitem ddeddfwriaeth o’r tab hwn. Yn ddibynnol ar yr eitem ddeddfwriaeth sydd i’w gweld, gallai hyn gynnwys:
Impact Assessments generally accompany all UK Government interventions of a regulatory nature that affect the private sector, civil society organisations and public services. They apply regardless of whether the regulation originates from a domestic or international source and can accompany primary (Acts etc) and secondary legislation (SIs). An Impact Assessment allows those with an interest in the policy area to understand:
Defnyddiwch y ddewislen hon i agor dogfennau hanfodol sy’n cyd-fynd â’r ddeddfwriaeth a gwybodaeth am yr eitem hon o ddeddfwriaeth. Gan ddibynnu ar yr eitem o ddeddfwriaeth sy’n cael ei gweld gall hyn gynnwys:
liciwch ‘Gweld Mwy’ neu ddewis ‘Rhagor o Adnoddau’ am wybodaeth ychwanegol gan gynnwys