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Consumer Insurance (Disclosure and Representations) Act 2012

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You searched for provisions that are applicable to Scotland. The matching provisions are highlighted below. Where no highlighting is shown the matching result may be contained within a footnote.

  1. Introductory TextNext Match

  2. Main definitionsPrevious MatchNext Match

    1. 1.Main definitionsPrevious MatchNext Match

  3. Pre-contract and pre-variation informationPrevious MatchNext Match

    1. 2.Disclosure and representations before contract or variationPrevious MatchNext Match

    2. 3.Reasonable carePrevious MatchNext Match

  4. Qualifying misrepresentationsPrevious MatchNext Match

    1. 4.Qualifying misrepresentations: definition and remediesPrevious MatchNext Match

    2. 5.Qualifying misrepresentations: classification and presumptionsPrevious MatchNext Match

  5. Specific issuesPrevious MatchNext Match

    1. 6.Warranties and representationsPrevious MatchNext Match

    2. 7.Group insurancePrevious MatchNext Match

    3. 8.Insurance on life of anotherPrevious MatchNext Match

    4. 9.AgentsPrevious MatchNext Match

    5. 10.Contracting outPrevious MatchNext Match

  6. Final provisionPrevious MatchNext Match

    1. 11.Consequential provisionPrevious MatchNext Match

    2. 12.Short title, commencement, application and extentPrevious MatchNext Match

  7. SCHEDULES

    1. SCHEDULE 1Previous MatchNext Match

      Insurers' remedies for qualifying misrepresentationsPrevious MatchNext Match

      1. Part 1 ContractsPrevious MatchNext Match

        1. GeneralPrevious MatchNext Match

          1. 1.This Part of this Schedule applies in relation to qualifying...Previous MatchNext Match

        2. Deliberate or reckless misrepresentationsPrevious MatchNext Match

          1. 2.If a qualifying misrepresentation was deliberate or reckless, the insurer—...Previous MatchNext Match

        3. Careless misrepresentations—claimsPrevious MatchNext Match

          1. 3.If the qualifying misrepresentation was careless, paragraphs 4 to 8...Previous MatchNext Match

          2. 4.The insurer's remedies are based on what it would have...Previous MatchNext Match

          3. 5.If the insurer would not have entered into the consumer...Previous MatchNext Match

          4. 6.If the insurer would have entered into the consumer insurance...Previous MatchNext Match

          5. 7.In addition, if the insurer would have entered into the...Previous MatchNext Match

          6. 8.“Reduce proportionately” means that the insurer need pay on the...Previous MatchNext Match

        4. Careless misrepresentations—treatment of contract for the futurePrevious MatchNext Match

          1. 9.(1) This paragraph— (a) applies if the qualifying misrepresentation was...Previous MatchNext Match

      2. Part 2 VariationsPrevious MatchNext Match

        1. 10.This Part of this Schedule applies in relation to qualifying...Previous MatchNext Match

        2. 11.If the subject-matter of a variation can reasonably be treated...Previous MatchNext Match

        3. 12.Otherwise, Part 1 applies (with any necessary modifications) as if...Previous MatchNext Match

      3. Part 3 Modifications for group insurancePrevious MatchNext Match

        1. 13.Part 1 is to be read subject to the following...Previous MatchNext Match

        2. 14.References to the consumer insurance contract (however described) are to...Previous MatchNext Match

        3. 15.References to claims and premiums are to claims and premiums...Previous MatchNext Match

        4. 16.The reference to the consumer is to be read— Previous MatchNext Match

      4. Part 4 SupplementaryPrevious MatchNext Match

        1. 17.Section 84 of the Marine Insurance Act 1906 (return of...Previous MatchNext Match

    2. SCHEDULE 2Previous MatchNext Match

      Rules for determining status of agentsPrevious MatchNext Match

      1. 1.This Schedule sets out rules for determining, for the purposes...Previous MatchNext Match

      2. 2.The agent is to be taken as the insurer's agent...Previous MatchNext Match

      3. 3.(1) In any other case, it is to be presumed...Previous MatchNext Match

      4. 4.(1) If it appears to the Treasury that the list...Previous MatchNext Match

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