Chwilio Deddfwriaeth

Chwiliad Uwch

The Financial Services (Distance Marketing) Regulations 2004

Changes to legislation:

The Financial Services (Distance Marketing) Regulations 2004 is up to date with all changes known to be in force on or before 01 January 2025. There are changes that may be brought into force at a future date. Help about Changes to Legislation

Close

Changes to Legislation

Changes and effects yet to be applied by the editorial team are only applicable when viewing the latest version or prospective version of legislation. They are therefore not accessible when viewing legislation as at a specific point in time. To view the ‘Changes to Legislation’ information for this provision return to the latest version view using the options provided in the ‘What Version’ box above.

  1. Introductory Text

  2. 1.Citation, commencement and extent

  3. 2.Interpretation

  4. 3.Scope of these Regulations

  5. 4.(1) Where an EEA State, other than the United Kingdom,...

  6. 5.(1) Where a consumer and a supplier enter an initial...

  7. 6.Financial services marketed by an intermediary

  8. 7.Information required prior to the conclusion of the contract

  9. 8.Written and additional information

  10. 9.Right to cancel

  11. 10.Cancellation period

  12. 11.Exceptions to the right to cancel

  13. 12.Automatic cancellation of an attached distance contract

  14. 13.Payment for services provided before cancellation

  15. 14.Payment by card

  16. 15.Unsolicited services

  17. 16.Prevention of contracting-out

  18. 17.Enforcement authorities

  19. 18.Consideration of complaints

  20. 19.Injunctions to secure compliance with these Regulations

  21. 20.Notification of undertakings and orders to the OFT

  22. 21.Publication, information and advice

  23. 22.Offences

  24. 23.Functions of the Authority

  25. 24.Amendment of the Unfair Terms in Consumer Contracts Regulations 1999

  26. 25.Amendment of the Consumer Protection (Distance Selling) Regulations 2000

  27. 26.Amendment of the Enterprise Act 2002

  28. 27.Amendment of the Enterprise Act 2002 (Part 8 Community Infringements Specified UK Laws) Order 2003

  29. 28.Amendment of the Enterprise Act 2002 (Part 8 Notice to OFT of Intended Prosecution Specified Enactments, Revocation and Transitional Provision) Order 2003

  30. 29.Transitional provisions

  31. Signature

    1. SCHEDULE 1

      Information required prior to the conclusion of the contract

      1. 1.The identity and the main business of the supplier, the...

      2. 2.Where the supplier has a representative established in the consumer’s...

      3. 3.Where the consumer’s dealings are with any professional other than...

      4. 4.Where the supplier is registered in a trade or similar...

      5. 5.Where the supplier’s activity is subject to an authorisation scheme,...

      6. 6.A description of the main characteristics of the financial service....

      7. 7.The total price to be paid by the consumer to...

      8. 8.Where relevant, notice indicating that: (i) the financial service is...

      9. 9.Notice of the possibility that other taxes or costs may...

      10. 10.Any limitations of the period for which the information provided...

      11. 11.The arrangements for payment and for performance.

      12. 12.Any specific additional cost for the consumer of using the...

      13. 13.Whether or not there is a right of cancellation and,...

      14. 14.The minimum duration of the distance contract in the case...

      15. 15.Information on any rights the parties may have to terminate...

      16. 16.Practical instructions for exercising the right to cancel in accordance...

      17. 17.The EEA State or States whose laws are taken by...

      18. 18.Any contractual clause on the law applicable to the distance...

      19. 19.In which language, or languages: (i) the contractual terms and...

      20. 20.Whether or not there is an out-of-court complaint and redress...

      21. 21.The existence of guarantee funds or other compensation arrangements, except...

    2. SCHEDULE 2

      Information required in the case of voice telephone communications

      1. 1.The identity of the person in contact with the consumer...

      2. 2.A description of the main characteristics of the financial service....

      3. 3.The total price to be paid by the consumer to...

      4. 4.Notice of the possibility that other taxes or costs may...

      5. 5.Whether or not there is a right to cancel and,...

      6. 6.That other information is available on request and the nature...

  33. Explanatory Note

Yn ôl i’r brig

Options/Cymorth

Print Options

Close

Mae deddfwriaeth ar gael mewn fersiynau gwahanol:

Y Diweddaraf sydd Ar Gael (diwygiedig):Y fersiwn ddiweddaraf sydd ar gael o’r ddeddfwriaeth yn cynnwys newidiadau a wnaed gan ddeddfwriaeth ddilynol ac wedi eu gweithredu gan ein tîm golygyddol. Gellir gweld y newidiadau nad ydym wedi eu gweithredu i’r testun eto yn yr ardal ‘Newidiadau i Ddeddfwriaeth’.

Gwreiddiol (Fel y’i Deddfwyd neu y’i Gwnaed): Mae'r wreiddiol fersiwn y ddeddfwriaeth fel ag yr oedd pan gafodd ei deddfu neu eu gwneud. Ni wnaed unrhyw newidiadau i’r testun.

Pwynt Penodol mewn Amser: This becomes available after navigating to view revised legislation as it stood at a certain point in time via Advanced Features > Show Timeline of Changes or via a point in time advanced search.

Close

Dewisiadau Agor

Dewisiadau gwahanol i agor deddfwriaeth er mwyn gweld rhagor o gynnwys ar y sgrin ar yr un pryd

Close

Memorandwm Esboniadol

Mae Memoranda Esboniadol yn nodi datganiad byr o ddiben Offeryn Statudol ac yn rhoi gwybodaeth am ei amcan polisi a goblygiadau polisi. Maent yn ceisio gwneud yr Offeryn Statudol yn hygyrch i ddarllenwyr nad oes ganddynt gymhwyster cyfreithiol, ac maent yn cyd-fynd ag unrhyw Offeryn Statudol neu Offeryn Statudol Drafft a gyflwynwyd ger bron y Senedd o Fehefin 2004 ymlaen.

Close

Rhagor o Adnoddau

Gallwch wneud defnydd o ddogfennau atodol hanfodol a gwybodaeth ar gyfer yr eitem ddeddfwriaeth o’r tab hwn. Yn ddibynnol ar yr eitem ddeddfwriaeth sydd i’w gweld, gallai hyn gynnwys:

  • y PDF print gwreiddiol y fel deddfwyd fersiwn a ddefnyddiwyd am y copi print
  • rhestr o newidiadau a wnaed gan a/neu yn effeithio ar yr eitem hon o ddeddfwriaeth
  • manylion rhoi grym a newid cyffredinol
  • pob fformat o’r holl ddogfennau cysylltiedig
  • slipiau cywiro
  • dolenni i ddeddfwriaeth gysylltiedig ac adnoddau gwybodaeth eraill
Close

Llinell Amser Newidiadau

This timeline shows the different points in time where a change occurred. The dates will coincide with the earliest date on which the change (e.g an insertion, a repeal or a substitution) that was applied came into force. The first date in the timeline will usually be the earliest date when the provision came into force. In some cases the first date is 01/02/1991 (or for Northern Ireland legislation 01/01/2006). This date is our basedate. No versions before this date are available. For further information see the Editorial Practice Guide and Glossary under Help.

Close

Rhagor o Adnoddau

Defnyddiwch y ddewislen hon i agor dogfennau hanfodol sy’n cyd-fynd â’r ddeddfwriaeth a gwybodaeth am yr eitem hon o ddeddfwriaeth. Gan ddibynnu ar yr eitem o ddeddfwriaeth sy’n cael ei gweld gall hyn gynnwys:

  • y PDF print gwreiddiol y fel gwnaed fersiwn a ddefnyddiwyd am y copi print
  • slipiau cywiro

liciwch ‘Gweld Mwy’ neu ddewis ‘Rhagor o Adnoddau’ am wybodaeth ychwanegol gan gynnwys

  • rhestr o newidiadau a wnaed gan a/neu yn effeithio ar yr eitem hon o ddeddfwriaeth
  • manylion rhoi grym a newid cyffredinol
  • pob fformat o’r holl ddogfennau cysylltiedig
  • dolenni i ddeddfwriaeth gysylltiedig ac adnoddau gwybodaeth eraill

Mae'r data ar y dudalen hon ar gael yn y fformatau data amgen a restrir: