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Directive (EU) 2015/2366 of the European Parliament and of the CouncilShow full title

Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC (Text with EEA relevance)

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You searched for provisions that are applicable to England. The matching provisions are highlighted below. Where no highlighting is shown the matching result may be contained within a footnote.

  1. Introductory TextNext Match

  2. TITLE I SUBJECT MATTER, SCOPE AND DEFINITIONS Previous MatchNext Match

    1. Article 1.Subject matterPrevious MatchNext Match

    2. Article 2.ScopePrevious MatchNext Match

    3. Article 3.ExclusionsPrevious MatchNext Match

    4. Article 4.DefinitionsPrevious MatchNext Match

  3. TITLE II PAYMENT SERVICE PROVIDERS Previous MatchNext Match

    1. CHAPTER 1 Payment institutions Previous MatchNext Match

      1. Section 1 General rules Previous MatchNext Match

        1. Article 5.Applications for authorisationPrevious MatchNext Match

        2. Article 6.Control of the shareholdingPrevious MatchNext Match

        3. Article 7.Initial capitalPrevious MatchNext Match

        4. Article 8.Own fundsPrevious MatchNext Match

        5. Article 9.Calculation of own fundsPrevious MatchNext Match

        6. Article 10.Safeguarding requirementsPrevious MatchNext Match

        7. Article 11.Granting of authorisationPrevious MatchNext Match

        8. Article 12.Communication of the decisionPrevious MatchNext Match

        9. Article 13.Withdrawal of authorisationPrevious MatchNext Match

        10. Article 14.Registration in the home Member StatePrevious MatchNext Match

        11. Article 15.EBA registerPrevious MatchNext Match

        12. Article 16.Maintenance of authorisationPrevious MatchNext Match

        13. Article 17.Accounting and statutory auditPrevious MatchNext Match

        14. Article 18.ActivitiesPrevious MatchNext Match

      2. Section 2 Other requirements Previous MatchNext Match

        1. Article 19.Use of agents, branches or entities to which activities are outsourcedPrevious MatchNext Match

        2. Article 20.LiabilityPrevious MatchNext Match

        3. Article 21.Record-keepingPrevious MatchNext Match

      3. Section 3 Competent authorities and supervision Previous MatchNext Match

        1. Article 22.Designation of competent authoritiesPrevious MatchNext Match

        2. Article 23.SupervisionPrevious MatchNext Match

        3. Article 24.Professional secrecyPrevious MatchNext Match

        4. Article 25.Right to apply to the courtsPrevious MatchNext Match

        5. Article 26.Exchange of informationPrevious MatchNext Match

        6. Article 27.Settlement of disagreements between competent authorities of different Member StatesPrevious MatchNext Match

        7. Article 28.Application to exercise the right of establishment and freedom to provide servicesPrevious MatchNext Match

        8. Article 29.Supervision of payment institutions exercising the right of establishment and freedom to provide servicesPrevious MatchNext Match

        9. Article 30.Measures in case of non-compliance, including precautionary measuresPrevious MatchNext Match

        10. Article 31.Reasons and communicationPrevious MatchNext Match

      4. Section 4 Exemption Previous MatchNext Match

        1. Article 32.ConditionsPrevious MatchNext Match

        2. Article 33.Account information service providersPrevious MatchNext Match

        3. Article 34.Notification and informationPrevious MatchNext Match

    2. CHAPTER 2 Common provisions Previous MatchNext Match

      1. Article 35.Access to payment systemsPrevious MatchNext Match

      2. Article 36.Access to accounts maintained with a credit institutionPrevious MatchNext Match

      3. Article 37.Prohibition of persons other than payment service providers from providing payment services and duty of notificationPrevious MatchNext Match

  4. TITLE III TRANSPARENCY OF CONDITIONS AND INFORMATION REQUIREMENTS FOR PAYMENT SERVICES Previous MatchNext Match

    1. CHAPTER 1 General rules Previous MatchNext Match

      1. Article 38.ScopePrevious MatchNext Match

      2. Article 39.Other provisions in Union lawPrevious MatchNext Match

      3. Article 40.Charges for informationPrevious MatchNext Match

      4. Article 41.Burden of proof on information requirementsPrevious MatchNext Match

      5. Article 42.Derogation from information requirements for low-value payment instruments and electronic moneyPrevious MatchNext Match

    2. CHAPTER 2 Single payment transactions Previous MatchNext Match

      1. Article 43.ScopePrevious MatchNext Match

      2. Article 44.Prior general informationPrevious MatchNext Match

      3. Article 45.Information and conditionsPrevious MatchNext Match

      4. Article 46.Information for the payer and payee after the initiation of a payment orderPrevious MatchNext Match

      5. Article 47.Information for payer’s account servicing payment service provider in the event of a payment initiation servicePrevious MatchNext Match

      6. Article 48.Information for the payer after receipt of the payment orderPrevious MatchNext Match

      7. Article 49.Information for the payee after executionPrevious MatchNext Match

    3. CHAPTER 3 Framework contracts Previous MatchNext Match

      1. Article 50.ScopePrevious MatchNext Match

      2. Article 51.Prior general informationPrevious MatchNext Match

      3. Article 52.Information and conditionsPrevious MatchNext Match

      4. Article 53.Accessibility of information and conditions of the framework contractPrevious MatchNext Match

      5. Article 54.Changes in conditions of the framework contractPrevious MatchNext Match

      6. Article 55.TerminationPrevious MatchNext Match

      7. Article 56.Information before execution of individual payment transactionsPrevious MatchNext Match

      8. Article 57.Information for the payer on individual payment transactionsPrevious MatchNext Match

      9. Article 58.Information for the payee on individual payment transactionsPrevious MatchNext Match

    4. CHAPTER 4 Common provisions Previous MatchNext Match

      1. Article 59.Currency and currency conversionPrevious MatchNext Match

      2. Article 60.Information on additional charges or reductionsPrevious MatchNext Match

  5. TITLE IV RIGHTS AND OBLIGATIONS IN RELATION TO THE PROVISION AND USE OF PAYMENT SERVICES Previous MatchNext Match

    1. CHAPTER 1 Common provisions Previous MatchNext Match

      1. Article 61.ScopePrevious MatchNext Match

      2. Article 62.Charges applicablePrevious MatchNext Match

      3. Article 63.Derogation for low value payment instruments and electronic moneyPrevious MatchNext Match

    2. CHAPTER 2 Authorisation of payment transactions Previous MatchNext Match

      1. Article 64.Consent and withdrawal of consentPrevious MatchNext Match

      2. Article 65.Confirmation on the availability of fundsPrevious MatchNext Match

      3. Article 66.Rules on access to payment account in the case of payment initiation servicesPrevious MatchNext Match

      4. Article 67.Rules on access to and use of payment account information in the case of account information servicesPrevious MatchNext Match

      5. Article 68.Limits of the use of the payment instrument and of the access to payment accounts by payment service providersPrevious MatchNext Match

      6. Article 69.Obligations of the payment service user in relation to payment instruments and personalised security credentialsPrevious MatchNext Match

      7. Article 70.Obligations of the payment service provider in relation to payment instrumentsPrevious MatchNext Match

      8. Article 71.Notification and rectification of unauthorised or incorrectly executed payment transactionsPrevious MatchNext Match

      9. Article 72.Evidence on authentication and execution of payment transactionsPrevious MatchNext Match

      10. Article 73.Payment service provider’s liability for unauthorised payment transactionsPrevious MatchNext Match

      11. Article 74.Payer’s liability for unauthorised payment transactionsPrevious MatchNext Match

      12. Article 75.Payment transactions where the transaction amount is not known in advancePrevious MatchNext Match

      13. Article 76.Refunds for payment transactions initiated by or through a payeePrevious MatchNext Match

      14. Article 77.Requests for refunds for payment transactions initiated by or through a payeePrevious MatchNext Match

    3. CHAPTER 3 Execution of payment transactions Previous MatchNext Match

      1. Section 1 Payment orders and amounts transferred Previous MatchNext Match

        1. Article 78.Receipt of payment ordersPrevious MatchNext Match

        2. Article 79.Refusal of payment ordersPrevious MatchNext Match

        3. Article 80.Irrevocability of a payment orderPrevious MatchNext Match

        4. Article 81.Amounts transferred and amounts receivedPrevious MatchNext Match

      2. Section 2 Execution time and value date Previous MatchNext Match

        1. Article 82.ScopePrevious MatchNext Match

        2. Article 83.Payment transactions to a payment accountPrevious MatchNext Match

        3. Article 84.Absence of payee’s payment account with the payment service providerPrevious MatchNext Match

        4. Article 85.Cash placed on a payment accountPrevious MatchNext Match

        5. Article 86.National payment transactionsPrevious MatchNext Match

        6. Article 87.Value date and availability of fundsPrevious MatchNext Match

      3. Section 3 Liability Previous MatchNext Match

        1. Article 88.Incorrect unique identifiersPrevious MatchNext Match

        2. Article 89.Payment service providers’ liability for non-execution, defective or late execution of payment transactionsPrevious MatchNext Match

        3. Article 90.Liability in the case of payment initiation services for non-execution, defective or late execution of payment transactionsPrevious MatchNext Match

        4. Article 91.Additional financial compensationPrevious MatchNext Match

        5. Article 92.Right of recoursePrevious MatchNext Match

        6. Article 93.Abnormal and unforeseeable circumstancesPrevious MatchNext Match

    4. CHAPTER 4 Data protection Previous MatchNext Match

      1. Article 94.Data protectionPrevious MatchNext Match

    5. CHAPTER 5 Operational and security risks and authentication Previous MatchNext Match

      1. Article 95.Management of operational and security risksPrevious MatchNext Match

      2. Article 96.Incident reportingPrevious MatchNext Match

      3. Article 97.AuthenticationPrevious MatchNext Match

      4. Article 98.Regulatory technical standards on authentication and communicationPrevious MatchNext Match

    6. CHAPTER 6 ADR procedures for the settlement of disputes Previous MatchNext Match

      1. Section 1 Complaint procedures Previous MatchNext Match

        1. Article 99.ComplaintsPrevious MatchNext Match

        2. Article 100.Competent authoritiesPrevious MatchNext Match

      2. Section 2 ADR procedures and penalties Previous MatchNext Match

        1. Article 101.Dispute resolutionPrevious MatchNext Match

        2. Article 102.ADR proceduresPrevious MatchNext Match

        3. Article 103.PenaltiesPrevious MatchNext Match

  6. TITLE V DELEGATED ACTS AND REGULATORY TECHNICAL STANDARDS Previous MatchNext Match

    1. Article 104.Delegated actsPrevious MatchNext Match

    2. Article 105.Exercise of the delegationPrevious MatchNext Match

    3. Article 106.Obligation to inform consumers of their rightsPrevious MatchNext Match

  7. TITLE VI FINAL PROVISIONS Previous MatchNext Match

    1. Article 107.Full harmonisationPrevious MatchNext Match

    2. Article 108.Review clausePrevious MatchNext Match

    3. Article 109.Transitional provisionPrevious MatchNext Match

    4. Article 110.Amendments to Directive 2002/65/ECPrevious MatchNext Match

    5. Article 111.Amendments to Directive 2009/110/ECPrevious MatchNext Match

    6. Article 112.Amendments to Regulation (EU) No 1093/2010Previous MatchNext Match

    7. Article 113.Amendment to Directive 2013/36/EUPrevious MatchNext Match

    8. Article 114.RepealPrevious MatchNext Match

    9. Article 115.TranspositionPrevious MatchNext Match

    10. Article 116.Entry into forcePrevious MatchNext Match

    11. Article 117.AddressesPrevious MatchNext Match

    1. ANNEX IPrevious MatchNext Match

      PAYMENT SERVICES Previous MatchNext Match

      1. 1. Services enabling cash to be placed on a payment account...Previous MatchNext Match

      2. 2. Services enabling cash withdrawals from a payment account as well...Previous MatchNext Match

      3. 3. Execution of payment transactions, including transfers of funds on a...Previous MatchNext Match

      4. 4. Execution of payment transactions where the funds are covered by...Previous MatchNext Match

      5. 5. Issuing of payment instruments and/or acquiring of payment transactions. Previous MatchNext Match

      6. 6. Money remittance. Previous MatchNext Match

      7. 7. Payment initiation services. Previous MatchNext Match

      8. 8. Account information services. Previous MatchNext Match

    2. ANNEX IIPrevious MatchNext Match

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