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Directive (EU) 2015/2366 of the European Parliament and of the CouncilShow full title
Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC (Text with EEA relevance)
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- 2015 No. 2366
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ANNEX I
PAYMENT SERVICES (as referred to in point (3) of Article 4)
1.Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
2.Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
3.Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
(a)
execution of direct debits, including one-off direct debits;
(b)
execution of payment transactions through a payment card or a similar device;
(c)
execution of credit transfers, including standing orders.
4.Execution of payment transactions where the funds are covered by a credit line for a payment service user:
(a)
execution of direct debits, including one-off direct debits;
(b)
execution of payment transactions through a payment card or a similar device;
(c)
execution of credit transfers, including standing orders.
5.Issuing of payment instruments and/or acquiring of payment transactions.
6.Money remittance.
7.Payment initiation services.
8.Account information services.
ANNEX II
CORRELATION TABLE
| This Directive | Directive 2007/64/EC |
|---|---|
| Article 1(1) | Article 1(1) |
| Article 1(2) | Article 1(2) |
| Article 2(1) | Article 2(1) |
| Article 2(2) | |
| Article 2(3) | |
| Article 2(4) | |
| Article 2(5) | Article 2(3) |
| Article 3 | Article 3 |
| Article 4: | Article 4: |
| points (1), (2), (3), (4), (5) and (10) | points 1, 2, 3, 4, 5 and 10 |
| point (7) | point 6 |
| point (8) | point 7 |
| point (9) | point 8 |
| point (11) | point 9 |
| point (12) | point 14 |
| point (13) | point 16 |
| point (14) | point 23 |
| points (20), (21), (22) | points 11, 12, 13 |
| point (23) | point 28 |
| point (25) | point 15 |
| points (26), (27) | points 17, 18 |
| point (28) | point 20 |
| point (29) | point 19 |
| point (33) | point 21 |
| points (34), (35), (36), (37) | points 24, 25, 26, 27 |
| point (38) | point 22 |
| points (39), (40) | points 29, 30 |
| points (6), (15)-(19), (24), (30)-(32), (41)-(48) | — |
| Article 5(1) | Article 5 |
| Article 5(2) | — |
| Article 5(3) | — |
| Article 5(4) | — |
| Article 5(5) | — |
| Article 5(6) | — |
| Article 5(7) | — |
| Article 6(1) | — |
| Article 6(2) | — |
| Article 6(3) | — |
| Article 6(4) | — |
| Article 7 | Article 6 |
| Article 8(1) | Article 7(1) |
| Article 8(2) | Article 7(2) |
| Article 8(3) | Article 7(3) |
| Article 9(1) | Article 8(1) |
| Article 9(2) | Article 8(2) |
| Article 9(3) | Article 8(3) |
| Article 10(1) | Article 9(1) |
| Article 10(2) | Article 9(2) |
| — | Article 9(3) and (4) |
| Article 11(1) | Article 10(1) |
| Article 11(2) | Article 10(2) |
| Article 11(3) | Article 10(3) |
| Article 11(4) | Article 10(4) |
| Article 11(5) | Article 10(5) |
| Article 11(6) | Article 10(6) |
| Article 11(7) | Article 10(7) |
| Article 11(8) | Article 10(8) |
| Article 11(9) | Article 10(9) |
| Article 12 | Article 11 |
| Article 13(1) | Article 12(1) |
| Article 13(2) | Article 12(2) |
| Article 13(3) | Article 12(3) |
| Article 14(1) | Article 13 |
| Article 14(2) | Article 13 |
| Article 14(3) | — |
| Article 14(4) | — |
| Article 15(1) | — |
| Article 15(2) | — |
| Article 15(3) | — |
| Article 15(4) | — |
| Article 15(5) | — |
| Article 16 | Article 14 |
| Article 17(1) | Article 15(1) |
| Article 17(2) | Article 15(2) |
| Article 17(3) | Article 15(3) |
| Article 17(4) | Article 15(4) |
| Article 18(1) | Article 16(1) |
| Article 18(2) | Article 16(2) |
| Article 18(3) | Article 16(2) |
| Article 18(4) | Article 16(3) |
| Article 18(5) | Article 16(4) |
| Article 18(6) | Article 16(5) |
| Article 19(1) | Article 17(1) |
| Article 19(2) | Article 17(2) |
| Article 19(3) | Article 17(3) |
| Article 19(4) | Article 17(4) |
| Article 19(5) | Article 17(5) |
| Article 19(6) | Article 17(7) |
| Article 19(7) | Article 17(8) |
| Article 19(8) | — |
| Article 20(1) | Article 18(1) |
| Article 20(2) | Article 18(2) |
| Article 21 | Article 19 |
| Article 22(1) | Article 20(1) |
| Article 22(2) | Article 20(2) |
| Article 22(3) | Article 20(3) |
| Article 22(4) | Article 20(4) |
| Article 22(5) | Article 20(5) |
| Article 23(1) | Article 21(1) |
| Article 23(2) | Article 21(2) |
| Article 23(3) | Article 21(3) |
| Article 24(1) | Article 22(1) |
| Article 24(2) | Article 22(2) |
| Article 24(3) | Article 22(3) |
| Article 25(1) | Article 23(1) |
| Article 25(2) | Article 23(2) |
| Article 26(1) | Article 24(1) |
| Article 26(2) | Article 24(2) |
| Article 27(1) | — |
| Article 27(2) | — |
| Article 28(1) | Article 25(1) |
| Article 28(2) | — |
| Article 28(3) | — |
| Article 28(4) | — |
| Article 28(5) | — |
| Article 29(1) | Article 25(2) and (3) |
| Article 29(2) | — |
| Article 29(3) | Article 25(4) |
| Article 29(4) | — |
| Article 29(5) | — |
| Article 29(6) | — |
| Article 30(1) | — |
| Article 30(2) | — |
| Article 30(3) | — |
| Article 30(4) | — |
| Article 31(1) | — |
| Article 31(2) | Article 25(4) |
| Article 32(1) | Article 26(1) |
| Article 32(2) | Article 26(2) |
| Article 32(3) | Article 26(3) |
| Article 32(4) | Article 26(4) |
| Article 32(5) | Article 26(5) |
| Article 32(6) | Article 26(6) |
| Article 33(1) | — |
| Article 33(2) | — |
| Article 34 | Article 27 |
| Article 35(1) | Article 28(1) |
| Article 35(2) | Article 28(2) |
| Article 36 | — |
| Article 37(1) | Article 29 |
| Article 37(2) | — |
| Article 37(3) | — |
| Article 37(4) | — |
| Article 37(5) | — |
| Article 38(1) | Article 30(1) |
| Article 38(2) | Article 30(2) |
| Article 38(3) | Article 30(3) |
| Article 39 | Article 31 |
| Article 40(1) | Article 32(1) |
| Article 40(2) | Article 32(2) |
| Article 40(3) | Article 32(3) |
| Article 41 | Article 33 |
| Article 42(1) | Article 34(1) |
| Article 42(2) | Article 34(2) |
| Article 43(1) | Article 35(1) |
| Article 43(2) | Article 35(2) |
| Article 44(1) | Article 36(1) |
| Article 44(2) | Article 36(2) |
| Article 44(3) | Article 36(3) |
| Article 45(1) | Article 37(1) |
| Article 45(2) | — |
| Article 45(3) | Article 37(2) |
| Article 46 | — |
| Article 47 | — |
| Article 48 | Article 38 |
| Article 49 | Article 39 |
| Article 50 | Article 40 |
| Article 51(1) | Article 41(1) |
| Article 51(2) | Article 41(2) |
| Article 51(3) | Article 41(3) |
| Article 52, point (1) | Article 42(1) |
| Article 52, point (2) | Article 42(2) |
| Article 52, point (3) | Article 42(3) |
| Article 52, point (4) | Article 42(4) |
| Article 52, point (5) | Article 42(5) |
| Article 52, point (6) | Article 42(6) |
| Article 52, point (7) | Article 42(7) |
| Article 53 | Article 43 |
| Article 54(1) | Article 44(1) |
| Article 54(2) | Article 44(2) |
| Article 54(3) | Article 44(3) |
| Article 55(1) | Article 45(1) |
| Article 55(2) | Article 45(2) |
| Article 55(3) | Article 45(3) |
| Article 55(4) | Article 45(4) |
| Article 55(5) | Article 45(5) |
| Article 55(6) | Article 45(6) |
| Article 56 | Article 46 |
| Article 57(1) | Article 47(1) |
| Article 57(2) | Article 47(2) |
| Article 57(3) | Article 47(3) |
| Article 58(1) | Article 48(1) |
| Article 58(2) | Article 48(2) |
| Article 58(3) | Article 48(3) |
| Article 59(1) | Article 49(1) |
| Article 59(2) | Article 49(2) |
| Article 60(1) | Article 50(1) |
| Article 60(2) | Article 50(2) |
| Article 60(3) | — |
| Article 61(1) | Article 51(1) |
| Article 61(2) | Article 51(2) |
| Article 61(3) | Article 51(3) |
| Article 61(4) | Article 51(4) |
| Article 62(1) | Article 52(1) |
| Article 62(2) | Article 52(2) |
| Article 62(3) | Article 52(3) |
| Article 62(4) | — |
| Article 62(5) | — |
| Article 63(1) | Article 53(1) |
| Article 63(2) | Article 53(2) |
| Article 63(3) | Article 53(3) |
| Article 64(1) | Article 54(1) |
| Article 64(2) | Article 54(2) |
| Article 64(3) | Article 54(3) |
| Article 64(4) | Article 54(4) |
| Article 65(1) | — |
| Article 65(2) | — |
| Article 65(3) | — |
| Article 65(4) | — |
| Article 65(5) | — |
| Article 65(6) | — |
| Article 66(1) | — |
| Article 66(2) | — |
| Article 66(3) | — |
| Article 66(4) | — |
| Article 66(5) | — |
| Article 67(1) | — |
| Article 67(2) | — |
| Article 67(3) | — |
| Article 67(4) | — |
| Article 68(1) | Article 55(1) |
| Article 68(2) | Article 55(2) |
| Article 68(3) | Article 55(3) |
| Article 68(4) | Article 55(4) |
| Article 69(1) | Article 56(1) |
| Article 69(2) | Article 56(2) |
| Article 70(1) | Article 57(1) |
| Article 70(2) | Article 57(2) |
| Article 71(1) | Article 58 |
| Article 71(2) | — |
| Article 72(1) | Article 59(1) |
| Article 72(2) | Article 59(2) |
| Article 73(1) | Article 60(1) |
| Article 73(2) | — |
| Article 73(3) | Article 60(2) |
| Article 74(1) | Article 61(1), 61(2) and 61(3) |
| Article 74(2) | — |
| Article 74(3) | Article 61(4) and (5) |
| Article 75(1) | — |
| Article 75(2) | — |
| Article 76(1) | Article 62(1) |
| Article 76(2) | Article 62(2) |
| Article 76(3) | Article 62(3) |
| Article 76(4) | — |
| Article 77(1) | Article 63(1) |
| Article 77(2) | Article 63(2) |
| Article 78(1) | Article 64(1) |
| Article 78(2) | Article 64(2) |
| Article 79(1) | Article 65(1) |
| Article 79(2) | Article 65(2) |
| Article 79(3) | Article 65(3) |
| Article 80(1) | Article 66(1) |
| Article 80(2) | Article 66(2) |
| Article 80(3) | Article 66(3) |
| Article 80(4) | Article 66(4) |
| Article 80(5) | Article 66(5) |
| Article 81(1) | Article 67(1) |
| Article 81(2) | Article 67(2) |
| Article 81(3) | Article 67(3) |
| Article 82(1) | Article 68(1) |
| Article 82(2) | Article 68(2) |
| Article 83(1) | Article 69(1) |
| Article 83(2) | Article 69(2) |
| Article 83(3) | Article 69(3) |
| Article 84 | Article 70 |
| Article 85 | Article 71 |
| Article 86 | Article 72 |
| Article 87(1) | Article 73(1) |
| Article 87(2) | Article 73(1) |
| Article 87(3) | Article 73(2) |
| Article 88(1) | Article 74(1) |
| Article 88(2) | Article 74(2) |
| Article 88(3) | Article 74(2) |
| Article 88(4) | Article 74(2) |
| Article 88(5) | Article 74(3) |
| Article 89(1) | Article 75(1) |
| Article 89(2) | Article 75(2) |
| Article 89(3) | Article 75(3) |
| Article 90(1) | — |
| Article 90(2) | — |
| Article 91 | Article 76 |
| Article 92(1) | Article 77(1) |
| Article 92(2) | Article 77(2) |
| Article 93 | Article 78 |
| Article 94(1) | Article 79(1) |
| Article 94(2) | — |
| Article 95(1) | — |
| Article 95(2) | — |
| Article 95(3) | — |
| Article 95(4) | — |
| Article 95(5) | — |
| Article 96(1) | — |
| Article 96(2) | — |
| Article 96(3) | — |
| Article 96(4) | — |
| Article 96(5) | — |
| Article 96(6) | — |
| Article 97(1) | — |
| Article 97(2) | — |
| Article 97(3) | — |
| Article 97(4) | — |
| Article 97(5) | — |
| Article 98(1) | — |
| Article 98(2) | — |
| Article 98(3) | — |
| Article 98(4) | — |
| Article 98(5) | — |
| Article 99(1) | Article 80(1) |
| Article 99(2) | Article 80(2) |
| Article 100(1) | — |
| Article 100(2) | — |
| Article 100(3) | — |
| Article 100(4) | Article 82(2) |
| Article 100(5) | — |
| Article 100(6) | — |
| Article 101(1) | — |
| Article 101(2) | — |
| Article 101(3) | — |
| Article 101(4) | — |
| Article 102(1) | Article 83(1) |
| Article 102(2) | Article 83(2) |
| Article 103(1) | Article 81(1) |
| Article 103(2) | — |
| Article 104 | — |
| Article 105(1) | — |
| Article 105(2) | — |
| Article 105(3) | — |
| Article 105(4) | — |
| Article 105(5) | — |
| Article 106(1) | — |
| Article 106(2) | — |
| Article 106(3) | — |
| Article 106(4) | — |
| Article 106(5) | — |
| Article 107(1) | Article 86(1) |
| Article 107(2) | Article 86(2) |
| Article 107(3) | Article 86(3) |
| Article 108 | Article 87 |
| Article 109(1) | Article 88(1) |
| Article 109(2) | Article 88(3) |
| Article 109(3) | Article 88(2) and (4) |
| Article 109(4) | — |
| Article 109(5) | — |
| Article 110 | Article 90 |
| Article 111, point (1) | — |
| Article 111, point (2) | — |
| Article 112, point (1) | — |
| Article 112, point (2) | — |
| Article 113 | Article 92 |
| Article 114 | Article 93 |
| Article 115(1) | Article 94(1) |
| Article 115(2) | Article 94(2) |
| Article 115(3) | — |
| Article 115(4) | — |
| Article 115(5) | — |
| Article 116 | Article 95 |
| Article 117 | Article 96 |
| Annex I | Annex |
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