The Consumer Credit (Agreements) Regulations 1983

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1. Introductory Text

2. 1. Citation, commencement and interpretation

3. 2. Form and content of regulated consumer credit agreements

4. 3. Form and content of regulated consumer hire agreements

5. 4. Pawn-receipts

6. 5. Statutory Forms

7. 6. Signing of agreement

8. 7. Modifying agreements which are, or are treated as, regulated agreements

9. 8. Application of Regulations

10. Signature

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       SCHEDULE 1

       INFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED CONSUMER CREDIT AGREEMENTS OTHER THAN MODIFYING AGREEMENTS

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       SCHEDULE 2

       1. PART I FORMS OF STATEMENT OF PROTECTION AND REMEDIES AVAILABLE UNDER THE CONSUMER CREDIT ACT 1974 TO DEBTORS UNDER REGULATED CONSUMER CREDIT AGREEMENTS

       2. PART II NOTICE TO BE CONTAINED IN DOCUMENTS EMBODYING A COMBINED CONSUMER CREDIT AGREEMENT AND PAWN-RECEIPT

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       SCHEDULE 3

       INFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED CONSUMER HIRE AGREEMENTS OTHER THAN MODIFYING AGREEMENTS

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       SCHEDULE 4

       FORMS OF STATEMENT OF PROTECTION AND REMEDIES AVAILABLE UNDER THE CONSUMER CREDIT ACT 1974 TO HIRERS UNDER REGULATED CONSUMER HIRE AGREEMENTS

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       SCHEDULE 5

       FORMS OF SIGNATURE BOX

       1. PART I REGULATED CONSUMER CREDIT AGREEMENTS

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       SCHEDULE

       1. PART II REGULATED CONSUMER HIRE AGREEMENTS

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       SCHEDULE 6

       PRESCRIBED TERMS FOR THE PURPOSES OF SECTIONS 61(1)(a) AND 127(3) OF THE CONSUMER CREDIT ACT 1974

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       SCHEDULE 7

       PROVISIONS RELATING TO DISCLOSURE OF THE APR

       1. 1. Permissible tolerances in disclosure of the APR

       2. 2. Tolerance where repayments are nearly equal

       3. 3. Tolerance where interval between relevant date and first repayment is greater than interval between repayments

       4. 4. Tolerance where Consumer credit tables do not exactly apply

       5. 5. Tolerance where period rate of charge is charged

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       SCHEDULE 8

       REGULATED MODIFYING AGREEMENTS

       1. PART I INFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED MODIFYING AGREEMENTS VARYING OR SUPPLEMENTING EARLIER CREDIT AGREEMENTS

       2. PART II INFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED MODIFYING AGREEMENTS VARYING OR SUPPLEMENTING EARLIER HIRE AGREEMENTS

12. Explanatory Note