The Mortgage Credit (Amendment) ( EU Exit) Regulations 2019

1. Introductory Text

2. PART 1 Introduction

   1. 1. Citation and commencement

   2. 2. Interpretation

3. PART 2 Amendment of the 2015 Order

   1. 3. Amendment of the 2015 Order

   2. 4. Article 2 (interpretation)

   3. 5. Article 4 (interpretation of this Part)

   4. 6. Article 8 (register of consumer buy-to-let mortgage firms)

   5. 7. Article 33 (review)

   6. 8. Schedule 2 (references to ‘credit agreement’)

   7. 9. Schedule 2, paragraph 5 (general information)

   8. 10. Schedule 2, paragraph 12 (disclosure and verification of borrower information)

   9. 11. Schedule 2, paragraph 14 (foreign currency loans)

   10. 12. Schedule 2, paragraph 21 (additional assumptions for the calculation of the annual percentage rate of charge)

4. PART 3 Miscellaneous

   1. 13. Revocation of Commission Delegated Regulation (EU) No. 1125/2014

   2. 14. Treasury regulations: annual percentage rate of change

5. Signature

6. Explanatory Note