The Child Support (Amendments Relating to Electronic Communications and Information) (England and Wales and Scotland) Regulations 2022

Statutory Instruments

2022 No. 503

Family Law

The Child Support (Amendments Relating to Electronic Communications and Information) (England and Wales and Scotland) Regulations 2022

Made

3rd May 2022

Laid before Parliament

5th May 2022

Coming into force

26th May 2022

The Secretary of State makes these Regulations—

(a) in exercise of the powers conferred by section 14(1) of the Child Support Act 1991(1); and

(b) as the appropriate Minister in exercise of the powers conferred by sections 8 and 9 of the Electronic Communications Act 2000(2).

In accordance with section 8(3) of the Electronic Communications Act 2000, the Secretary of State considers that the authorisation of the use of electronic communications and storage by these Regulations for any purpose is such that the extent (if any) to which records of things done for that purpose will be available will be no less satisfactory in cases where use is made of electronic communications and electronic storage than in other cases.

PART 1 Introduction

Citation, commencement and extent

1.—(1) These Regulations may be cited as the Child Support (Amendments Relating to Electronic Communications and Information) (England and Wales and Scotland) Regulations 2022.

(2) These Regulations come into force on 26th May 2022.

(3) These Regulations extend to England and Wales and Scotland.

PART 2 The Child Support (Collection and Enforcement) Regulations 1992

Amendment of the Child Support (Collection and Enforcement) Regulations 1992

2.  The Child Support (Collection and Enforcement) Regulations 1992(3) (“the 1992 Regulations”) are amended in accordance with regulations 3 to 6.

Amendment of regulation 1 of the 1992 Regulations

3.  In regulation 1 (citation, commencement and interpretation)—

(a) in paragraph (2), after the definition of “the 2000 Act”, insert—

““electronic communication” has the same meaning as in section 15(1) of the Electronic Communications Act 2000(4);”;

(b) in paragraph (3)—

(i) at the end of sub-paragraph (a), omit “and”;

(ii) at the end of sub-paragraph (b), insert—

“; and

(c) any document or notice is given or sent to any other person, it shall, if sent by electronic communication, be treated as having been given or sent at the end of the first day after the day it was sent”.

Insertion of regulation 1A into the 1992 Regulations

4.  After regulation 1 (citation, commencement and interpretation) insert—

“Use of electronic communications

1A.   Schedule A1 makes provision for the use of electronic communications.”.

Amendment of regulation 25A of the 1992 Regulations

5.  In regulation 25A (interpretation of this Part)—

(a) in paragraph (3), for sub-paragraph (b) substitute—

“(b) on a liable person or, if the order is made in respect of a joint account, on another account holder—

(i) a copy of the order sent by electronic communication to that person’s last notified address for electronic communication, is to be treated as having been served at the end of the first working day after the day on which it was sent;

(ii) a copy of the order sent by post to that person’s last known or notified address, is to be treated as having been served at the end of the day on which the copy of the order was posted. ”;

(b) omit paragraph (5);

(c) in paragraph (7), omit sub-paragraphs (a) and (b).

Insertion of Schedule A1 into the 1992 Regulations

6.  Before Schedule 1, insert—

Regulation 1A

“SCHEDULE A1 Electronic Communications

PART 1 Use of Electronic Communications

Use of electronic communications

1.— (1) Where these Regulations require or permit a person to carry out an action referred to in sub-paragraph (2)—

(a) that person may, if the conditions specified in paragraph 2 are met, use electronic communication to carry out the action, and

(b) any reference to the action is to be construed as being capable of being carried out using electronic communication.

(2) The actions are—

(a) giving consent;

(b) giving or sending of a document or notice;

(c) notifying a person;

(d) making an application other than an application under—

(i) paragraph (2)(a) of regulation 22 (appeals against deduction from earnings orders);

(ii) regulation 28 (application for a liability order);

(e) making representations;

(f) serving a notice or order, including a copy of that notice or order;

(g) setting out in writing.

Conditions for the use of electronic communications

2.   The conditions for the use of electronic communications are—

(a) the electronic communication, its form, and the electronic address for the communication, have been agreed with the recipient for a purpose in paragraph 1(2);

(b) the electronic communication is sent in the agreed form to the agreed electronic address for the agreed purpose;

(c) the electronic communication is—

(i) legible, and

(ii) in a form sufficiently permanent to be used for subsequent reference.

Use of intermediaries

3.   The Secretary of State may use intermediaries in connection with the actions referred to in paragraph 1(2).

PART 2 Evidential provisions

Proof of delivery

4.— (1) An agreed electronic communication is presumed, unless the contrary is proved, to have resulted in delivery if—

(a) in the case that it falls to be delivered to the Secretary of State, the delivery of the agreed electronic communication is recorded on an official computer system; or

(b) in the case that it falls to be delivered by the Secretary of State, if the despatch of the agreed electronic communication is recorded on an official computer system.

(2) An agreed electronic communication is presumed, unless the contrary is proved, not to have resulted in delivery if—

(a) in the case that it falls to be delivered to the Secretary of State, the delivery of the agreed electronic communication is not recorded on an official computer system; or

(b) in the case that it falls to be delivered by the Secretary of State, the despatch of that agreed electronic communication is not recorded on an official computer system.

(3) The time and date of receipt of an agreed electronic communication is presumed to be that recorded on an official computer system, unless the contrary is proved.

Proof of identity

5.— (1) The identity of the sender and the recipient of an electronic communication is presumed to be the persons whose names are recorded on an official computer system, unless the contrary is proved.

(2) An electronic communication sent on behalf of another person (“P”) is presumed to have been delivered by P unless P proves that it was delivered without P’s knowledge.

Proof of content

6.   The content of an electronic communication is presumed to be that recorded on an official computer system, unless the contrary is proved.

Interpretation

7.   In this Schedule—

“agreed electronic address” means an electronic address agreed in accordance with paragraph 2(a);

“agreed electronic communication” means an electronic communication agreed in accordance with paragraph 2(a);

“agreed form” means the form agreed in accordance with paragraph 2(a);

“agreed purpose” means the purpose agreed in accordance with paragraph 2(a);

“official computer system” means a computer system maintained by or on behalf of the Secretary of State for the purposes of these Regulations.”.

PART 3 The Child Support Information Regulations 2008

Amendment of the Child Support Information Regulations 2008

7.  The Child Support Information Regulations 2008(5) (“the 2008 Regulations”) are amended in accordance with regulations 8 to 12.

Amendment of regulation 2 of the 2008 Regulations

8.  In regulation 2 (interpretation), in paragraph (1), after the definition of “the 1991 Act”, insert—

““electronic communication” has the same meaning as in section 15(1) of the Electronic Communications Act 2000(6);”.

Insertion of regulation 2A into the 2008 Regulations

9.  After regulation 2 (interpretation) insert—

“Use of electronic communications

2A.   The Schedule makes provision for the use of electronic communications.”.

Amendment of regulation 4 of the 2008 Regulations

10.  In regulation 4 (information from other persons)—

(a) after paragraph (2)(k) insert—

“(ka) a person (“P”)—

(i) who is carrying on, or who has carried on, share trading or investment management;

(ii) who is communicating, or who has communicated, in the course of business, an invitation or inducement to engage in share trading or investment management;

(kb) a person (P’s “intermediary”) who has, or who has had, arrangements with P that P is, or was, to—

(i) carry on share trading or investment management;

(ii) communicate, in the course of business, an invitation or inducement to engage in share trading or investment management;

(kc) except where sub-paragraph (d) applies, a person providing, or who has provided, professional services to the non-resident parent, P or P’s intermediary, in relation to the activities described in sub-paragraph (ka) or (kb);

(kd) a proprietor of an Academy, where “proprietor” and “Academy” have the same meaning as in section 579 of the Education Act 1996(7);”;

(b) in paragraph (2)(m) after “occupational” insert “, or personal,”;

(c) after paragraph (2)(m) insert—

“(n) the Motor Insurers’ Bureau, a company limited by guarantee, or its officers where officer has the meaning given by section 1173(1) of the Companies Act 2006(8).”;

(d) after paragraph (3) insert—

“(4) For the purposes of this regulation—

“the 2001 Order” means the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001(9)

“the 2005 Order” means the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005(10)

“carrying on share trading or investment management” means carrying on a regulated activity referred to in—

(a)

any of articles 14, 21, 25, 40, 45 or 53 of the 2001 Order in relation to shares or stock within the meaning of article 76 of that Order;

(b)

article 37 of the 2001 Order,

and an expression referring to this is to be construed accordingly;

“engage in share trading or investment management” means engaging in an activity referred to in—

(a)

any of paragraphs 3, 4, 6, 7 or 11 of Part I of Schedule 1 to 2005 Order in relation to shares or stock within the meaning of paragraph 14 of Part II of Schedule 1 to that Order,

(b)

paragraph 5 of Part I of Schedule 1 to the 2005 Order;

and an expression referring to this is to be construed accordingly;

“communicate” has the same meaning as in section 21(13) of the Financial Services and Markets Act 2000(11);

“in the course of business” and “invitation or inducement” have the same meanings as in the Financial Services and Markets Act 2000;

“professional services” has the same meaning as in section 327(8) of the Financial Services and Markets Act 2000;

“regulated activity” has the same meaning as in section 22 of the Financial Services and Markets Act 2000(12).”.

Amendment of regulation 14A of the 2008 Regulations

11.  In regulation 14A (disclosure of information to credit reference agencies), in paragraph (2), for “address” substitute “postal address, or by electronic communication in accordance with the Schedule,”.

Insertion of the Schedule into the 2008 Regulations

12.  After regulation 15 insert—

Regulation 2A

“SCHEDULE Electronic Communications

PART 1 Use of Electronic Communications

Use of electronic communications

1.— (1) Where these Regulations require or permit a person to carry out an action referred to in sub-paragraph (2)—

(a) that person may, if the conditions specified in paragraph 2 are met, use electronic communication to carry out the action, and

(b) any reference to the action is to be construed as being capable of being carried out using electronic communication.

(2) The actions are—

(a) notifying;

(b) the disclosure of any information under regulation 13 (disclosure of information to other persons).

Conditions for the use of electronic communications

2.   The conditions for the use of electronic communications are—

(a) the electronic communication, its form, and the electronic address for the communication, have been agreed with the recipient for a purpose in paragraph 1(2);

(b) the electronic communication is sent in the agreed form to the agreed electronic address for the agreed purpose;

(c) the electronic communication is—

(i) legible, and

(ii) in a form sufficiently permanent to be used for subsequent reference.

Use of intermediaries

3.   The Secretary of State may use intermediaries in connection with the actions referred to in paragraph 1(2).

PART 2 Evidential provisions

Proof of delivery

4.— (1) An agreed electronic communication is presumed, unless the contrary is proved, to have resulted in delivery if—

(a) in the case that it falls to be delivered to the Secretary of State, the delivery of the agreed electronic communication is recorded on an official computer system; or

(b) in the case that it falls to be delivered by the Secretary of State, if the despatch of the agreed electronic communication is recorded on an official computer system.

(2) An agreed electronic communication is presumed, unless the contrary is proved, not to have resulted in delivery if—

(a) in the case that it falls to be delivered to the Secretary of State, the delivery of the agreed electronic communication is not recorded on an official computer system; or

(b) in the case that it falls to be delivered by the Secretary of State, the despatch of that agreed electronic communication is not recorded on an official computer system.

(3) The time and date of receipt of an agreed electronic communication is presumed to be that recorded on an official computer system, unless the contrary is proved.

Proof of identity

5.— (1) The identity of the sender and the recipient of an electronic communication is presumed to be the persons whose names are recorded on an official computer system, unless the contrary is proved.

(2) An electronic communication sent on behalf of another person (“P”) is presumed to have been delivered by P unless P proves that it was delivered without P’s knowledge.

Proof of content

6.   The content of an electronic communication is presumed to be that recorded on an official computer system, unless the contrary is proved.

Interpretation

7.   In this Schedule—

“agreed electronic address” means an electronic address agreed in accordance with paragraph 2(a);

“agreed electronic communication” means an electronic communication agreed in accordance with paragraph 2(a);

“agreed form” means the form agreed in accordance with paragraph 2(a);

“agreed purpose” means the purpose agreed in accordance with paragraph 2(a);

“official computer system” means a computer system maintained by or on behalf of the Secretary of State for the purposes of these Regulations.”.

PART 4 The Child Support (Management of Payments and Arrears) Regulations 2009

Amendment of the Child Support (Management of Payments and Arrears) Regulations 2009

13.  The Child Support (Management of Payments and Arrears) Regulations 2009(13) (“the 2009 Regulations”) are amended in accordance with regulations 14 to 20.

Amendment of regulation 2 of the 2009 Regulations

14.  In regulation 2(1), after the definition of “the Decisions and Appeals Regulations”, insert—

““electronic communication” has the same meaning as in section 15(1) of the Electronic Communications Act 2000(14);”.

Insertion of regulation 2A into the 2009 Regulations

15.  After regulation 2 insert—

“Use of electronic communications

2A.   Schedule 1 makes provision for the use of electronic communications.”.

Amendment of regulation 13H of the 2009 Regulations

16.  In regulation 13H (Secretary of State required to give notice)—

(a) in paragraph (3)(da)(i) and (3)(da)(ii) after “post” insert “, or electronic communication in accordance with Schedule 1,”;

(b) in paragraph (5) for “address” substitute “postal address”;

(c) after paragraph (5) insert—

“(6) For the purposes of this regulation, where the Secretary of State sends any written notification by electronic communication to a person’s last known or notified address for electronic communication, that document is treated as having been received by that person at the end of the first day after the day it was sent.”.

Amendment of regulation 13J of the 2009 Regulations

17.  In regulation 13J (notification of decision to write off), in paragraph (2), after “post” insert “, or electronic communication in accordance with Schedule 1,”.

Amendment of regulation 14 of the 2009 Regulations

18.  In regulation 14 (revocations) for “the Schedule” substitute “Schedule 2”.

Amendment of the Schedule to the 2009 Regulations

19.  In the Schedule heading, after “Schedule”, insert “2”.

Insertion of Schedule 1 to the 2009 Regulations

20.  Before Schedule 2 (revocations), as amended by regulation 19, insert—

Regulation 2A

“SCHEDULE 1 Electronic Communications

PART 1 Use of Electronic Communications

Use of electronic communications

1.— (1) Where these Regulations require or permit a person to carry out an action referred to in sub-paragraph (2)—

(a) that person may, if the conditions specified in paragraph 2 are met, use electronic communication to carry out the action, and

(b) any reference to the action is to be construed as being capable of being carried out using electronic communication.

(2) The actions are—

(a) disclosing information;

(b) giving consent or permission;

(c) giving or sending of a document or notice;

(d) informing or notifying a person;

(e) making an application;

(f) making representations;

(g) preparing an agreement;

(h) sending or serving an agreement or notice, including a copy of that agreement or notice.

Conditions for the use of electronic communications

2.   The conditions for the use of electronic communications are—

(a) the electronic communication, its form, and the electronic address for the communication, have been agreed with the recipient for a purpose in paragraph 1(2);

(b) the electronic communication is sent in the agreed form to the agreed electronic address for the agreed purpose;

(c) the electronic communication is—

(i) legible, and

(ii) in a form sufficiently permanent to be used for subsequent reference.

Use of intermediaries

3.   The Secretary of State may use intermediaries in connection with the actions referred to in paragraph 1(2).

PART 2 Evidential provisions

Proof of delivery

4.— (1) An agreed electronic communication is presumed, unless the contrary is proved, to have resulted in delivery if—

(a) in the case that it falls to be delivered to the Secretary of State, the delivery of the agreed electronic communication is recorded on an official computer system; or

(b) in the case that it falls to be delivered by the Secretary of State, if the despatch of the agreed electronic communication is recorded on an official computer system.

(2) An agreed electronic communication is presumed, unless the contrary is proved, not to have resulted in delivery if—

(a) in the case that it falls to be delivered to the Secretary of State, the delivery of the agreed electronic communication is not recorded on an official computer system; or

(b) in the case that it falls to be delivered by the Secretary of State, the despatch of that agreed electronic communication is not recorded on an official computer system.

(3) The time and date of receipt of an agreed electronic communication is presumed to be that recorded on an official computer system, unless the contrary is proved.

Proof of identity

5.— (1) The identity of the sender and the recipient of an electronic communication is presumed to be the persons whose names are recorded on an official computer system, unless the contrary is proved.

(2) An electronic communication sent on behalf of another person (“P”) is presumed to have been delivered by P unless P proves that it was delivered without P’s knowledge.

Proof of content

6.   The content of an electronic communication is presumed to be that recorded on an official computer system, unless the contrary is proved.

Interpretation

7.   In this Schedule—

“agreed electronic address” means an electronic address agreed in accordance with paragraph 2(a);

“agreed electronic communication” means an electronic communication agreed in accordance with paragraph 2(a);

“agreed form” means the form agreed in accordance with paragraph 2(a);

“agreed purpose” means the purpose agreed in accordance with paragraph 2(a);

“official computer system” means a computer system maintained by or on behalf of the Secretary of State for the purposes of these Regulations.”.

PART 5 The Child Support Maintenance Calculation Regulations 2012

Amendment of the Child Support Maintenance Calculation Regulations 2012

21.  The Child Support Maintenance Calculation Regulations 2012(15) (“the 2012 Regulations” are amended in accordance with regulations 22 to 29.

Amendment of regulation 2 of the 2012 Regulations

22.  In regulation 2, after the definition of “current income”, insert—

““electronic communication” has the same meaning as in section 15(1) of the Electronic Communications Act 2000(16);”.

Insertion of regulation 2A into the 2012 Regulations

23.  After regulation 2 insert—

“Use of electronic communications

2A.   Schedule 1 makes provision for the use of electronic communications.”.

Amendment of regulation 7 of the 2012 Regulations

24.  In regulation 7 (service of documents), after paragraph (2), insert—

“(3) Where the Secretary of State sends any written notification or any document by electronic communication to a person’s last known or notified address for electronic communication that document is treated as having been given or sent at the end of the first day after the day it was sent.”.

Amendment of regulation 11 of the 2012 Regulations

25.  In regulation 11 (notice of application), for paragraph (2) substitute—

“(2) The notice must be sent by—

(a) post to the last known address of the non-resident parent (as ascertained and verified in accordance with paragraph (3)(a)); or

(b) by electronic communication in accordance with Schedule 1.”.

Amendment of regulation 12 of the 2012 Regulations

26.  In regulation 12 (initial effective date), in paragraph (2)—

(a) at the end of sub-paragraph (a), omit “or”;

(b) at the end of sub-paragraph (b), insert—

“; or

(c) by electronic communication in accordance with Schedule 1, at least one day prior to the initial effective date”;

(c) in sub-paragraph (a) and (b) for “address” substitute “postal address”.

Amendment of regulation 33 of the 2012 Regulations

27.  In regulation 33 (procedural matters relating to appeals), for “The Schedule” substitute “Schedule 2”.

Amendment of the Schedule to the 2012 Regulations

28.  In the Schedule heading insert “2” after “Schedule”.

Insertion of Schedule 1 to the 2012 Regulations

29.  Before Schedule 2 (appeals: procedural matters), as re-numbered by regulation 28, insert —

Regulation 2A

“SCHEDULE 1 Electronic Communications

PART 1 Use of Electronic Communications

Use of electronic communications

1.— (1) Where these Regulations require or permit a person to carry out an action referred to in sub-paragraph (2)—

(a) that person may, if the conditions specified in paragraph 2 are met, use electronic communication to carry out the action, and

(b) any reference to the action is to be construed as being capable of being carried out using electronic communication.

(2) The actions are—

(a) authorising a representative;

(b) certification;

(c) giving or sending of a document or notice;

(d) informing or notifying a person.

Conditions for the use of electronic communications

2.   The conditions for the use of electronic communications are—

(a) the electronic communication, its form, and the electronic address for the communication, have been agreed with the recipient for a purpose in paragraph 1(2);

(b) the electronic communication is sent in the agreed form to the agreed electronic address for the agreed purpose;

(c) the electronic communication is—

(i) legible, and

(ii) in a form sufficiently permanent to be used for subsequent reference.

Use of intermediaries

3.   The Secretary of State may use intermediaries in connection with the actions referred to in paragraph 1(2).

PART 2 Evidential provisions

Proof of delivery

4.— (1) An agreed electronic communication is presumed, unless the contrary is proved, to have resulted in delivery if—

(a) in the case that it falls to be delivered to the Secretary of State, the delivery of the agreed electronic communication is recorded on an official computer system; or

(b) in the case that it falls to be delivered by the Secretary of State, if the despatch of the agreed electronic communication is recorded on an official computer system.

(2) An agreed electronic communication is presumed, unless the contrary is proved, not to have resulted in delivery if—

(a) in the case that it falls to be delivered to the Secretary of State, the delivery of the agreed electronic communication is not recorded on an official computer system; or

(b) in the case that it falls to be delivered by the Secretary of State, the despatch of that agreed electronic communication is not recorded on an official computer system.

(3) The time and date of receipt of an agreed electronic communication is presumed to be that recorded on an official computer system, unless the contrary is proved.

Proof of identity

5.— (1) The identity of the sender and the recipient of an electronic communication is presumed to be the persons whose names are recorded on an official computer system, unless the contrary is proved.

(2) An electronic communication sent on behalf of another person (“P”) is presumed to have been delivered by P unless P proves that it was delivered without P’s knowledge.

Proof of content

6.   The content of an electronic communication is presumed to be that recorded on an official computer system, unless the contrary is proved.

Interpretation

7.   In this Schedule—

“agreed electronic address” means an electronic address agreed in accordance with paragraph 2(a);

“agreed electronic communication” means an electronic communication agreed in accordance with paragraph 2(a);

“agreed form” means the form agreed in accordance with paragraph 2(a);

“agreed purpose” means the purpose agreed in accordance with paragraph 2(a);

“official computer system” means a computer system maintained by or on behalf of the Secretary of State for the purposes of these Regulations.”.

Signed by authority of the Secretary of State for Work and Pensions

Guy Opperman

Parliamentary Under Secretary of State

Department for Work and Pensions

3rd May 2022

EXPLANATORY NOTE

(This note is not part of the Regulations)

These Regulations, except regulation 10, amend the following to permit and facilitate the option of electronic communications for the purposes of calculating, collecting and enforcing child support maintenance—

(a) the Child Support (Collection and Enforcement) Regulations 1992 (S.I. 1992/1989);

(b) the Child Support Information Regulations 2008 (S.I. 2008/2551) (the “2008 Regulations”);

(c) the Child Support (Management of Payments and Arrears) Regulations 2009 (S.1.2009/3151);

(d) the Child Support Maintenance Calculation Regulations 2012 (S.I. 2012/2677).

Regulation 10 amends the 2008 Regulations to add—

(a) academy proprietors;

(b) a trustee, manager or administrator of a personal pension scheme;

(c) the Motor Insurers’ Bureau (or its officers);

(d) persons engaged in share trading or investment management activities

as persons who are required to furnish information or evidence required by the Secretary of State for the purpose of the Secretary of State’s functions under the Child Support Act 1991 (c. 48).

An impact assessment has not been produced for this instrument as no, or no significant, impact on the private or voluntary sector is foreseen. An Explanatory Memorandum is published alongside these Regulations on the UK legislation website www.legislation.gov.uk.

(1)

1991 c. 48. Section 14(1) was amended by the Child Support, Pensions and Social Security Act 2000 (c. 19), Part 1, section 12 and Schedule 3, paragraph 11(7) and the Child Maintenance and Other Payments Act 2008 (c. 6), Schedule 8, paragraph 1.

(2)

2000 c. 7. The terms used in sections 8(1) and (2) are defined in section 15(1), other than “appropriate minister” which has the meaning in section 9(1). Section 15(1) was amended by the Communications Act 2003 (c. 21), Schedule 17, paragraph 158.

(3)

S.I. 1992/1989; relevant amending instruments are S.I. 2001/162; 2012/2007; 2018/1279.

(4)

Section 15(1) was amended by the Communications Act 2003 (c. 21), Schedule 17, paragraph 158.

(5)

S.I. 2008/2551; amended by 2019/1084; there are other amending instruments but none are relevant.

(6)

Section 15(1) was amended by the Communications Act 2003 (c. 21), Schedule 17, paragraph 158.

(7)

1996 c. 56. The definition of “Academy” was amended by the Education Act 2011 (c. 21), Schedule 13, paragraph 9(17)(a). The definition of “proprietor” was amended by the Education Act 2011 (c. 21), Schedule 13, paragraph 9(17)(c).

(8)

2006 c. 46.

(9)

S.I. 2001/544; relevant amending instruments are S.I. 2001/3544, 2002/682, 2003/1476, 2006/3384, 2011/2687, 2013/1881, 2014/1815, 2016/392, 2017/488, 2017/500, 2017/701, 2019/679, 2021/90.

(10)

S.I. 2005/1529; relevant amending instruments are S.I. 2006/3384, 2014/366, 2014/1815, 2016/392, 2019/632, 2017/488, 2021/90.

(11)

2000 c. 8.

(12)

Section 22 was amended by S.I. 2018/135, the Financial Guidance and Claims Act 2018 c. 10, Part 2, section 27(4)(b) and the Financial Services Act 2012 c. 21, Part 2, section 7(1)(a).

(13)

S.I. 2009/3151; relevant amending instruments are 2012/3002; 2018/1279.

(14)

Section 15(1) was amended by the Communications Act 2003 (c. 21), Schedule 17, paragraph 158.

(15)

S.I. 2012/2677; relevant amending instruments are 2014/1386; 2014/1621.

(16)

Section 15(1) was amended by the Communications Act 2003 (c. 21), Schedule 17, paragraph 158.