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25.—(1) Rhaid i’r darparwr gwasanaeth gael polisi a gweithdrefnau yn eu lle ynghylch cefnogi unigolion i reoli eu harian a rhaid iddo sicrhau y darperir y gwasanaeth yn unol â’r polisi hwnnw a’r gweithdrefnau hynny.
(2) Rhaid i’r polisi a’r gweithdrefnau y mae’n ofynnol gan y rheoliad hwn iddynt fod yn eu lle nodi’r camau sydd i’w cymryd—
(a)i alluogi a chefnogi unigolion i reoli eu harian eu hunain ac i amddiffyn unigolion rhag cam-driniaeth ariannol;
(b)i sicrhau y caiff cynilion a wneir gan neu ar ran unigolion eu goruchwylio a’u monitro’n ddigonol, gan gynnwys trefniadau ar gyfer cadw cofnodion o gynilion a throsglwyddo’r cofnodion hyn pan yw’r darparwr gwasanaeth yn peidio â darparu llety a gofal a chymorth i’r unigolyn.
(3) Pan fo arian unigolyn yn cael ei ddal gan y darparwr gwasanaeth at unrhyw ddiben (ac eithrio arian a ddelir at ddiben talu ffioedd sy’n daladwy gan yr unigolyn yn unol ag unrhyw gytundeb â’r darparwr gwasanaeth), rhaid i’r polisi a’r gweithdrefnau sy’n ofynnol gan y rheoliad hwn ddarparu—
(a)bod yr arian yn cael ei ddal mewn cyfrif yn enw’r unigolyn neu mewn cyfrif sy’n golygu bod modd gwahaniaethu’n glir rhwng arian pob unigolyn;
(b)nad yw unrhyw gyfrif o’r fath yn cael ei ddefnyddio mewn cysylltiad â rheoli’r gwasanaeth.
(4) Rhaid i’r darparwr gwasanaeth sicrhau cyn belled ag y bo’n ymarferol nad yw personau sy’n gweithio yn y gwasanaeth yn gweithredu fel asiant i unigolyn.
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