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Rheoliadau Gofal a Chymorth (Asesiad Ariannol) (Cymru) 2015

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26.  Unrhyw daliad a gafwyd o dan bolisi yswiriant a godwyd i yswirio rhag y risg o fod yn analluog i barhau ad-daliadau ar fenthyciad i gaffael neu gadw buddiant mewn annedd a feddiennir gan A fel ei brif neu unig gartref, neu ar gyfer atgyweiriadau a gwelliannau i’r cartref hwnnw, ac a ddefnyddir ar gyfer ad-daliadau o’r fath, i’r graddau nad yw’n fwy nag agregiad y canlynol—

(a)swm taladwy, a gyfrifir ar sail wythnosol, unrhyw log ar y benthyciad;

(b)swm unrhyw daliad, a gyfrifir ar sail wythnosol, sy’n daladwy ar y benthyciad ac a briodolir i ad-dalu’r cyfalaf; ac

(c)swm, a gyfrifir ar sail wythnosol, y premiwm sy’n daladwy ar y polisi hwnnw.

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